Retirement plan solutions that make good business sense.
Greenleaf Trust provides a comprehensive retirement plan service offering that is beneficially different from our competitors. We oversee every component and regulatory requirement of your company’s qualified retirement plan. Our broad experience and extensive resources enable us to serve in a fiduciary capacity, thus ensuring that your plan is compliant, efficient, effective and worry-free. Employees will gain a better understanding and appreciation of their plan and a higher likelihood of participating in it.
We offer a very competitive and transparent fee schedule in our comprehensive solution:
- Full-service offering
- Participant (employee) education and guidance
- Plan sponsor consultation
- Independent investment platform
- Fiduciary protection
Commitment to your investment strategy through unpredictable times.
Remember, the MOST important investment decision you will ever make occurs when you pick your investment strategy. The strategy that is right for you is largely based on how many years you intend to work before reaching retirement and on how much risk you’re willing to accept in terms of protecting or growing your investments.
Shifts in the stock market are common – and major changes sometimes come quickly, as we are constantly being reminded lately. While the short term can be exceedingly unpredictable, over the long term we know that we should expect some bumps along the way. We know we will experience recessions; presidential elections will occur, geopolitical tensions will ebb and flow, and from time-to-time issues will present from left field. Your investment strategy should be developed with a long-term lens and maintaining discipline during periods of uncertainty is the most reliable course for growing and preserving your wealth. We remind you that times like these are when your investment strategy and discipline are most important. Stay the course and don’t panic.
Your employees’ hard-earned contributions and savings can be appropriately diversified and sensibly invested for long-term growth and preservation. Naming Greenleaf Trust as your plan provider is not only good for business; it’s great for morale.
Greenleaf Trust’s Retirement Plan Division earns consistently high marks in across-the-board client satisfaction.
Frequently Asked Questions about Retirement Plan Services
What makes Greenleaf Trust’s retirement plans beneficially different?
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Our retirement solutions are different because we oversee every regulatory and administrative component in-house. By serving as a fiduciary, we assume the legal responsibility for investment selection, which reduces employer liability and ensures the plan is managed purely in the participants' best interests.
How does fiduciary protection benefit a plan sponsor?
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Fiduciary protection shifts the legal burden of investment monitoring from the employer to Greenleaf Trust. As a 3(38) or 3(21) fiduciary, we ensure your company’s plan remains compliant with ERISA standards, protecting your business from liability while providing high-quality investment options for your staff.
What kind of education do you provide to plan participants?
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We provide personalized, one-on-one guidance and group education sessions. By listening to and educating your employees, we help them understand the value of their benefits, leading to higher participation rates and better long-term retirement outcomes for your workforce.
Is the retirement plan fee schedule transparent?
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Yes. We offer a highly competitive and transparent fee schedule with no hidden revenue-sharing or 12b-1 fees. This clear cost structure allows plan sponsors to fulfill their duty of ensuring reasonable fees while maximizing the growth potential of their employees' retirement savings.
What is included in your full-service retirement offering?
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Our full-service offering includes plan design consultation, daily valuation recordkeeping, participant education and independent investment management. We handle the complex administrative and regulatory requirements, allowing you to offer a premier benefit without the operational headache.
Can you help design a retirement plan for a small business?
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Yes. We specialize in creating customized retirement solutions that fit the specific needs of businesses of all sizes. We consult with you to design a plan, such as a 401(k) or Profit Sharing plan, that attracts talent and meets your business’s tax and savings goals. We generally administer plans with at least $2,500,000 in assets.