February 10, 2026
Tax Season Warning: Rising IRS & Tax Fraud Risks — How to Protect Yourself
As tax filing season approaches, IRS-related fraud attempts are increasing nationwide, targeting individuals with complex finances and strong credit histories. Criminals are using realistic emails, text messages, phone calls and fake tax professionals to steal personal information, redirect refunds or pressure victims into urgent payments.
The Most Common Current Tax Scams
- IRS Impersonation Messages
- » Fraudsters claim to represent the IRS and demand immediate action or payment. The IRS does not threaten arrest or request gift cards, wires or cryptocurrency
- Tax Identity Theft & Refund Fraud
- » Criminals file fraudulent tax returns using stolen personal information to collect refunds before legitimate taxpayers file
- Phishing & Fake IRS Texts
- » Scammers send realistic emails or texts promising refunds or warning of “account problems” to steal login credentials
- Fake Tax Credits & Bad Online Advice
- » The IRS continues to warn about false tax credits promoted on social media and by dishonest preparers
- Fraudulent Tax Preparers
- » Some preparers promise inflated refunds or submit inaccurate returns, exposing clients to audits, penalties and legal risk
Greenleaf Trust Recommendations
- Pause before acting on urgent tax requests
- » Urgency is a common red flag. Legitimate tax matters allow time to verify
- Verify IRS contact independently
- » The IRS typically initiates communication by mail. Avoid clicking links or using phone numbers from unsolicited messages
- Protect your tax identity
- » Consider an IRS Identity Protection PIN (IP PIN) and use strong, unique passwords with multi-factor authentication
- Work only with trusted tax professionals
- » Be cautious of anyone promising guaranteed refunds or asking for secrecy
- When in doubt — consult your Greenleaf Trust team before responding
As tax-related scams continue to evolve, awareness and careful verification remain the most effective defenses. Greenleaf Trust encourages clients to reach out to their Client Centric Team before acting on any suspicious tax-related request.
